Terms & Conditions



Please read the following terms and conditions carefully. By accessing, viewing and/or using our web site or by purchasing a licence from us either via the web site or any other medium you agree to be legally bound by these terms & conditions.

'Buyer' and 'You', shall mean the Customer and/or Web Site User; whereas 'Seller', 'We', 'Our', 'Their' and 'Us', shall mean Money & Morals and/or Jewish Association of Business Ethics with company registration number 2931643 and registered office at 37 Warren Street, London W1T 6AD. Our Registered Office is provided for legal reasons and is NOT for general correspondence or queries.

Therefore unless otherwise advised, please use the following:


020 8905 4048


020 8905 4658




Money & Morals

c/o JABE
2nd Floor Mowbray House
58-70 Edgware Way





2.1. The Contract shall be on these Conditions to the exclusion of any other terms and conditions.

2.2. Any order for Goods from the Buyer shall be deemed to have been an offer to purchase subject to these Conditions.

2.3. No terms or conditions endorsed upon, delivered with or contained in any other seller's purchase order, confirmation of order, specification or other document shall form part of the Contract.

2.4. No order placed by the Buyer will be deemed accepted by the Seller until it has sent to the Buyer an email acknowledgement and acceptance of the order. Upon the Seller sending the acknowledgement and acceptance of the order, the Seller and the Buyer will have a binding contract between them.

2.5. The Buyer warrants that all the details in the order are complete and accurate.

2.6. The Buyer must ensure that when providing Personal Information it is accurate and complete and that all ordering and registration details (where applicable) contain their correct name, address and other requested details.

2.7. These Conditions shall apply to the sale of all Goods. Save as has been specifically provided for, any representations relating to the Goods shall not be effective unless expressly agreed in writing and signed by both the Seller and the Buyer.


3.1. Anyone who makes attempts to interfere with the proper working of our website(s) and, in particular, to circumvent security, tamper with, 'hack' into, or otherwise disrupt any computer system, server, web site, router or any other Internet connected device associated with web site(s) owned and/or operated by the Seller, will be prosecuted to the fullest extent of the law.

3.2. The web site user(s) are responsible for ensuring that their computer system meets all relevant specifications necessary to view and use web site(s) owned and/or operated by the Seller. Users also understand that, while all reasonable endeavours to prevent such difficulties are made by the Seller, no guarantee or warranty is made that any material available for viewing and/or downloading from our website will be free from infection, viruses and/or other code that has contaminating or destructive properties. The user is responsible for implementing sufficient procedures and virus checks to satisfy particular requirements for the accuracy and protection of data input and output.


4.1. Title and ownership to the Goods shall not pass from the Seller to the Buyer until the Seller has received the Price in full together with all other sums payable by the Buyer to the Seller and has authorised such a payment.

4.2. Once the goods have been received they shall be at the risk of the Buyer.


5.1. If as a result of an order the Buyer fails to pay the invoice by the due date and without prejudice to any rights of the Seller, the Buyer shall

5.1.1. Forfeit any discount given in that invoice or in any other way agreed.

5.1.2. Make all payments due under the Contract without any deduction whether by way of set-off, counterclaim, abatement or otherwise unless it has a valid court order requiring an amount equal to such deduction to be paid.

5.1.3. Understand that until the Seller is in possession of cleared funds, the Buyer shall not be deemed to have made a payment.

5.1.4. Understand that if payment is not made as required the Seller may terminate the Contract.

5.2. All online payments are made by credit or debit card at the time of the order. All credit card details are processed by the Seller through Sagepay, employing the latest industry standard encryption technology to keep the Buyer's personal information safe.


6.1. Web site(s) owned and operated by the Seller may provide hypertext links to other web sites which are not under their jurisdiction. Using such a link means that you are leaving site(s) owned and/or operated by JABE. No responsibility, warranty, guarantee or representations in respect of linked web sites can be taken by the Seller.

6.2. The Seller cannot guarantee that their web site(s) will operate continuously or without interruption or be error free and can accept no liability if unavailable.

6.3. If the Seller becomes liable to the Buyer for any reason, their liability will be limited to the amount paid by the Buyer for the Order concerned.

6.4. All prices are correct at time of publication. Prices are subject to change.


7.1. Where the Buyer requires a refund or exchange for Goods that have been received by the Buyer, these Goods must be returned by the Buyer, at the Buyer's cost, if appropriate.

The Buyer must request a refund within a maximum of 7 (seven) days, commencing from the day Goods are dispatched by the Seller. When cancelling an order or returning Goods, the Buyer must send notification via email to info@moneyandmorals.org.uk. Failure to send notification within this timeframe may result in administrative fees being deducted from any refunds provided to the Buyer.

The Buyer must state the following details in their notification:

  • Customer's name and contact details
  • Order reference
  • Reasons for return/cancellation (per item

7.2. The Seller will not accept returned Goods that have been altered (or damaged) in any way.

7.3. When the Seller receives instruction that the Buyer wishes to withdraw from the contract in accordance with these terms, any sum received by the Seller from the Buyer's chosen method of payment will be credited to the Buyer, minus any other exceptional costs applicable. 


8.1. The Seller may sub-contract the performance of any of its obligations under the Agreement to any parent, subsidiary or associated Company. The sub-contracting shall not relieve it of any liability under the Contract unless prior notice is given and agreed to the Buyer.


9.1. The contents of the web site(s) owned and/or operated by the Seller and the Goods presented herein are protected by international copyright laws and other intellectual property rights.

9.2. All Goods, photographs, graphics, descriptive matter, specifications, advertising and company logos presented on web site(s) owned and/or operated by the Seller are the trademarks, service marks or trading names of their respective owners.

9.3. You may not modify, copy, reproduce, republish, upload, post, transmit or distribute, by any means or in any manner, any material or information on or downloaded from web site(s) owned and/or operated by the Seller including but not limited to text, graphics, video, messages, code and/or software without prior written consent, except where expressly invited to do so.


If the performance of the Contract or any obligation under it is prevented, restricted, or interfered with by reason of circumstances beyond the reasonable control of the Seller and it gives notice to the Buyer, the Seller shall be excused from the performance to the extent of the prevention, restriction, or interference, but the Seller shall use its best endeavours to avoid or remove the causes of non-performance and shall continue performance under the contract.


11.1. Each right or remedy that the Seller and the Buyer has under the Contract is without prejudice to any other right or remedy that may exist.

11.2. In the event that any provision of the Contract is declared by any judicial or other competent authority to be void, voidable, illegal, or otherwise unenforceable or if an indication to that effect is received by either the Buyer or the Seller from any competent authority, the Buyer and the Seller shall amend that provision in such reasonable manner as achieves the intention without illegality.

11.3. If the Seller or the Buyer:

11.3.1. Fails or delays to exercise any right or remedy, it shall not operate as a waiver of it; and

11.3.2. partially exercises any right or remedy, neither of them shall be precluded from further exercising the right, remedy or other power.

11.4. Any waiver of a breach of any provision of the Contract shall not:

11.4.1. Be deemed to be a waiver of any subsequent breach or default; and

11.4.2. affect the other terms of the Contract.

11.5. Alterations to these Terms and Conditions may occur from time to time. New versions will be posted on the Seller's web site(s), following which all use of the Seller's web site(s) will be governed by that version of the Terms and Conditions. Buyers must check the Terms and Conditions on the web site regularly and are required to read all Terms & Conditions prior to placing an order

11.6. This contract shall be governed by and construed in all respects in accordance with English law. In relation to any legal action or proceedings to enforce the contract or arising out of or in connection with the contract, the Buyer and the Seller irrevocably submits to the jurisdiction of the English courts and waives any objection to proceedings in the courts on the grounds of venue or on the grounds that proceedings have been brought in an inconvenient forum.

For more information about our Terms & Conditions please contact us.