Money and Debt | All Levels | All Exam Boards

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Money & Morals provides business ethics educational materials for you to teach money and finance within the curriculum or as part of an enrichment programme.

This will equip your students with the functional life skills required when entering the workplace and to help them cope with the social and moral dilemmas about the use of money.

You may find additional relevant case studies by using the search function or under different subject tabs.

Money and Debt Management Course

Each unit contains:

  • Learning objectives
  • Lesson plans
  • Realistic case studies
  • Ethical perspectives
  • Reading materials
  • Questions
  • Student assessments
  • Relevant news articles

Money & Morals provides business ethics educational materials for you to teach money and finance within the curriculum or as part of an enrichment programme.

This will equip your students with the functional life skills required when entering the workplace and to help them cope with the social and moral dilemmas about the use of money. 

You may find additional relevant case studies by using the search function or under different subject tabs.
COURSE UNIT 1
(Version 1.1)

Banking, Earnings and Savings

Learn about banking, earnings and savings to gain an insight into the financial responsibilities of working life.
Case Studies
See all 6 case studies.
COURSE UNIT 2
(Version 1.1)

Credit Cards and Debt

Learn about the functions of debt and credit cards, as well as an understanding of the responsibilities of and consequences of debt.
Case Studies
See all 4 case studies.
COURSE UNIT 3
(Version 1.1)

Gambling and Risk

Students will gain an understanding of the concepts and risks of alternative forms of investment and gambling.
Case Studies
COURSE UNIT 4
(Version 1.1)

Mortgages and Loans

Students will learn about mortgages, loans and the associated factors and ramifications of any type of borrowing.
Case Studies
Additional Case Studies
CASE STUDY
(Version 1.1)

Bank Error

HPC Bank customers had taken out loans. A Software error meant that the repayment terms had been miscalculated so that customers had to pay more per month.
CASE STUDY
(Version 1.1)

Bloated Insurance Claims

Aisha's luggage is lost and when sending in her claim form to an airline company for lost luggage she 'inflates' the cost price of some of the items.
CASE STUDY
(Version 1.1)

Corporate Debt

Greys Department Store needs to take out a large loan to survive and although they are unsure how it will be repaid, the bank agrees to the loan.
CASE STUDY
(Version 1.1)

Debt

Rachel is 17 years old and has a part time job and allowance to pay for her active social life. She borrows from friends when she runs short.
CASE STUDY
(Version 1.1)

Earning On The Side

Anisha has taken on an evening job at a restaurant to help pay her university loans. She is paid cash and is not keen on putting it on her tax form.
CASE STUDY
(Version 1.1)

Expenses or Additional Income?

Two sales reps are discussing their expense claims when one of them suggests it's ok to claim things back that are not 'strictly business.'
CASE STUDY
(Version 1.1)

Fashionable Gambling

Jessie is assistant to a fashion buyer to help predict trends. She also 'predicts' results of games when gambling online in the evening.
CASE STUDY
(Version 1.1)

Gambling Secrets

CASE STUDY
(Version 1.1)

High Mortgage

In order to increase their business, Robu Bank are prepared to offer a 110% loan to Shaun, a young up and coming business man.
CASE STUDY
(Version 1.1)

Internet Phone Debt

Cheryl runs up a high bill on her brand new mobile given to her by her parents. They pay the bills.
CASE STUDY
(Version 1.1)

Internet Poker

Will is 17 years old and has been gambling online for over a year. He only spends the money he has earned from his holiday jobs and pocket money.
CASE STUDY
(Version 1.1)

Mobile Phone Debt

Manir changed his mobile phone provider when he saw a reasonable offer, but failed to properly read the terms and conditions, leaving him with a large bill.
CASE STUDY
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No Job Credit Card

Brian has received approval for a new credit card which will give him a spending limit of £5000. Brian finds out he is about to lose his job.
CASE STUDY
(Version 1.1)

Nursery Debt

A building society has given Holly a £500,000 mortgage to run a nursery even though she is inexperienced in managing budgets.
CASE STUDY
(Version 1.1)

Overdrawn

Having opened a new account with LMB Bank because they were offering cashback, Sharma finds she is overdrawn, seemingly through no fault of her own.
CASE STUDY
(Version 1.1)

Repayment Woes

Lucinda and Jasper are about to buy their first house with a high mortgage that they may find it hard to repay.
CASE STUDY
(Version 1.1)

Risk and Return

Matt is a student who has savings in an account on low interest. His mate suggests he 'invests' in a start up business for a much higher return.
CASE STUDY
(Version 1.1)

Savings Small Print

BYT Banking are offering a good interest rate for student savers, but this isn't paid to Mark because of conditions written in the small print.